By Iniobong Sam
Today across Sub-Saharan Africa (SSA), financial inclusion is a basic driver of economic growth. While significant progress has been made in expanding access to basic financial services, still, recent statistics from World Bank reveal that 1.4 billion adults globally remain unbanked. This means a large portion of the global population still lacks access to banking services, digital payments, and credit which are key enablers of economic participation.
According to experts, by expanding financial access, inclusion provides economic stability, enhances financial independence for individuals, communities and supports women’s empowerment.
In Nigeria, the challenge for financial inclusion presents an investment opportunities for financial service enterprises especially with this new investment climate driven by the new Tax Reforms Law. One of the financial service enterprises in Nigeria leveraging on the emerging business landscape is Liberta Leasing Limited. The company is a fast-growing financial services enterprise positioning itself as a strategic partner for investors and state governments across Nigeria.
The company is headed by Dr. Ayokunnumi Onuoha, a widely featured financial leader recognized for redefining access to credit and building inclusive financial solutions for Nigerians. Her leadership has helped shape Liberta into a trusted institution focused on sustainable growth, innovation, and economic empowerment.
Historically, financial inclusion was basically driven by brick-and-mortar banking, community microfinance initiatives, and cash-based transactions. While these models provided some access to financial services, they were costly, slow, and difficult to scale. Digital transformation is now transforming financial access, making services more affordable, accessible, and scalable.
As a boon to financial inclusion in Nigeria, financial services enterprise like Liberta Leasing Limited offer financial products tailored to Nigeria’s real economic needs. Such financial products include: Payday Loans, Car4Cash, Auto Loans, Equipment Leasing, Business Loans, LPO Financial, Invoice Discounting and structured investment products. These services support salary earners, SMEs, and large enterprises unlocking productivity, asset ownership, and business expansion.
According to experts and trends analysts in the financial sector, in 2026, financial service enterprises are already rolling out new solutions designed to drive greater financial inclusion in Nigeria, support critical sectors of the economy and attract deeper institutional and government partnerships. For instance, Liberta’s partnership model enables states to design custom financing frameworks that stimulate local economies while promoting accountability and financial inclusion.
Nigeria’s newly implemented tax reforms in 2026 further strengthen the investment climate. The updated framework prioritizes business growth, job creation, and sector-focused incentives creating a more attractive environment for structured investments, leasing, and development finance.
Optimistically, with these reforms combined with services provided by financial services enterprises there is greater prospects of boosting inclusion and accommodating more Nigerians in the financial inclusion net.
